Professional Advisors

We have been providing investment advice and financial services to individuals and businesses in Hawaii for more than 10 years. Our professional team of qualified LPL financial advisors are licensed in both securities and life insurance.

So what can a Financial Professional do for you?

Step 1: Set Objectives

To develop a strategy that is tailored to your unique investment needs, a financial professional must first understand your current financial situation and objectives, as well as the risk level with which you are comfortable. In doing this, your financial professional will help you determine your return expectations, your time horizon and your risk tolerance. These three things will be the foundation for your financial plan.

Step 2: Develop an Asset Allocation Strategy

The correct asset allocation strategy can provide diversification of your portfolio, while potentially enhancing returns and lowering your overall risk. Based on your particular risk and return objectives, a financial professional can help you determine which particular asset classes are appropriate for your portfolio as well as the percentage of the portfolio that each class should comprise.

Step 3: Investment Selection & Evaluation

A financial professional’s job is to pare down the choices—more than 10,000 mutual funds, plus thousands of annuities, insurance options and individual securities—to those that fit your objectives and asset allocation strategy. By identifying appropriate options—including ones that could be difficult to discover on your own—and focusing on your objectives, a financial professional can save you considerable time and effort.

Step 4: Ongoing Review

Once an investment strategy is implemented, a financial professional will conduct a comprehensive periodic review of your investment objectives, your portfolio’s performance and your overall progress toward meeting your financial goals.

To contact a financial advisor, click here.

Securities and Insurance Products are offered through LPL Financial, Member FINRA/SIPC. Central Pacific Investment Services and Central Pacific Bank are not registered broker/dealers and are not affiliated with LPL Financial.

INVESTMENTS ARE: NOT FDIC INSURED • MAY LOSE VALUE • NOT A DEPOSIT • NO BANK GUARANTEE • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY